PayTo for restaurants: taking payments without card fees
PayTo lets guests pay straight from their bank account, approved in one tap in their banking app. For a restaurant, it means orders paid without card fees.

What PayTo is
PayTo is the Australian way to pay directly from a bank account. The guest picks PayTo at checkout, approves the payment in their banking app, and the money moves bank to bank, without a card network in the middle.
Why it matters to a restaurant
Card payments carry fees on every order. Orders paid by PayTo carry no card fees. On a busy venue that is a real line in the monthly costs, and it comes back to you.
How guests are nudged to use it
In counter, PayTo sits next to Visa, Mastercard, Amex and Apple Pay. Guests who pay by bank earn bonus loyalty points, so they have a reason to choose it, and you never force anyone.
Find out more
See PayTo in counter, or book a demo to see it on your own menu.


